Forza Lending Group at Rate
Edgar Vazquez and Jorge Aldrete make The Realtor Hive possible — because they believe in authentic, balanced partnerships. Bilingual in English and Español, and built for the deals other lenders hand back.
Three things worth knowing.
Underwriting stays in-house
Decisions don’t get shipped somewhere else and disappear. When you need a status, there’s someone to ask.
Licensed nationwide
All fifty states and Washington, D.C. — so your out-of-area referrals don’t have to start over with a stranger.
Bilingual, start to finish
English or Español through the whole process, not just the first phone call.
When it’s worth picking up the phone.
You don’t need a perfect file to start a conversation. Most of what Forza solves arrives looking like a dead end.
- A buyer another lender already turned down.
- A condo that came back non-warrantable.
- New construction where the close date keeps moving.
- A listing that needs renovation money folded into the loan.
- A VA buyer who was told the property wouldn’t qualify.
- A client who would rather do all of this in Spanish.
- A self-employed or jumbo file that doesn’t fit a box.
The range, plainly.
Everyday buyers
Conventional financing with low-down-payment options, including two-to-four unit properties for the client who wants a first home and a first rental in the same purchase.
FHA, VA and USDA
The full government lineup, with enough investor relationships behind it that a file getting declined in one place isn’t the end of the conversation.
Condos — including the difficult ones
A dedicated condo team that handles warrantable and non-warrantable buildings. This is the call to make before you tell a client the building won’t finance.
New construction
Extended rate locks for buyers waiting on a build, builder buydowns where they’re offered, and financing that can cover upgrades after closing.
Renovation financing
FHA 203(k), Fannie Mae HomeStyle and CHOICE Renovation — ways to roll the work into the loan so a rough listing becomes a viable one.
VA renovation
Purchase or refinance, with low down payment options and thirty-year fixed terms, for veteran buyers looking at homes that need work.
Jumbo and interest-only
Higher loan amounts and non-bank jumbo options for buyers whose finances are more complicated than a W-2.
Your two people.
Jorge Aldrete
Loan Originator · Co-Founder, The Realtor Hive NMLS #318281Send them the deal you think can’t be done.
You’ll get a straight answer before you spend another weekend showing homes.
Send Forza a Scenario →Forza Lending Group at Rate. Guaranteed Rate, Inc. dba Rate; NMLS #2611. Edgar Vazquez NMLS #1424073. Jorge Aldrete NMLS #318281.
Loan programs and availability described here are general and subject to change. Applicant subject to credit and underwriting approval; not all applicants will be approved and restrictions apply. This is not a commitment to lend. For licensing information visit nmlsconsumeraccess.org. Equal Housing Lender.
